Aave (AAVE)

Instititutional allocators love resiliency and reputable DeFi protocols who operate 24/7 in a permissionless manner. Nothing like this exists in the normal financial world. https://t.co/9WeV79NPnU

an organic $1M vault with sticky depositors beats a $50M pool held together by points and mercenary capital any day.

One of the best technical talks of EthCC. https://t.co/EJOxFvwkht

March top line Aave fundamentals Total value locked: $42.34b (+45.45% YoY) Active loans: $16.55b (+47.32% YoY) Fees: $43.94m (+9.01% YoY) Revenue: $6.64m (+7.79% YoY) Monthly active users: 114.4k (+2.10% YoY) Market share: 59.79% (+0.63 pp YoY) https://t.co/MEecFWNRJw

I thought it couldn’t get worse for defi post drift & resolv hacks. Then they released Aave V4.. Didn’t dig the doc yet, but why do they change the most loved UI of all crypto? Feels like 2.0 of disastrous maker -> sky rework. Is someone really trying to win in lending/borrowing? Because they’re all doing stupid shit right now

JUST IN: Bank of Canada releases report on Aave declaring decentralized lending technically and operationally viable with continuous, transparent and low overhead execution https://t.co/xfGus9slBe

Some of my favourite projects fighting it out, @Kamino and @MapleFinance closing in on @0xfluid... These numbers are going to be laughable in 5 years time.

ThreadFi Weekly Web3 Market Roundup @FIFAcom made a new deal with a company called @Predictstreet to let fans guess what will happen in the 2026 World Cup. People can predict match results, player stats and big moments using real data. It is a fun way to feel more involved, not just watch. The platform will be used by fans around the world and will follow rules to keep things fair and safe. FRESH TECH NEWS Central Bank Studies Crypto Lending Risks Canada’s central bank shared a report about @Aave, where people lend and borrow digital money. The study found this system could be another way to do finance but it also has risks. A lot of money comes from just a few coins and some users keep borrowing again and again to grow their bets. This can be risky if prices drop fast, especially for big investors. Big Finance Wants A Piece Of Crypto A big finance company in South Korea KSI is in talks about buying part of a crypto exchange called @CoinoneOfficial but nothing is final yet. This is happening because new rules may force big owners to sell some shares. One person owns more than half of Coinone, so they might have to sell. Other big companies are also moving into crypto, showing that traditional finance is slowly joining the crypto world Big Bank Brings Crypto To Everyday Investors @CharlesSchwab is getting ready to let people buy and sell crypto directly on its platform. This new account will start with @Bitcoin and @Ethereum and will be available to millions of users. The company says many customers still want to own crypto not just invest through other ways. This move shows that big finance is taking crypto more seriously and making it easier for everyday people to use. Innovation Radar 1. x402 got real institutional backing. The Linux Foundation launched the x402 Foundation with @Coinbase’s protocol, with support from names like @Google, @Stripe, @Visa and others. That is a strong signal that agentic payments are moving from theory to rails. 2. Bitcoin utility is getting an upgrade. @Circle launched $cirBTC on Ethereum and @Arc, while @Ripple rolled out a treasury system that lets CFOs manage fiat and digital assets in one place. Institutional Moves 1. @CharlesSchwab said spot BTC and ETH trading is still on track for the first half of 2026. That matters because it widens the on ramp for traditional money. 2. @CoinSharesCo es debuted on @Nasdaq after its SPAC deal, showing public market crypto exposure is still expanding even in a soft tape. High Impact Calendar Events (Next 7 Days) Apr 9 BEA personal income at 2:30 PM CAT Apr 10 Consumer Price Index at 2:30 PM CAT TOKEN UNLOCKS Apr 6 HYPE - 9.92M tokens (worth $375.84M) Apr 9 PI Network- 18.2M tokens (worth $3.12M) MARKET PULSE Fear and Greed Index: 11 Global Market Cap: $2.383 T SUMMARY Crypto markets turned risk off as prices slipped and volatility spiked with major assets testing key support while ETF flows reversed to outflows. Institutional activity rotated rather than exited and innovation continued in payments and token utility but upcoming data and large token unlocks keep near term pressure elevated. Not financial advice! Just friends keeping you informed about the future of money. Always DYOR!